Households managing money together

Manage your union with unity

You don't want to see a fragmented view of "My IRA", or "My Partner's 401k", you want to see a unified view of "Our Retirement"

Vault Vantage groups the household around the way you make decisions together: retirement, shared goals, taxable money, and the full combined picture

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Accounts grouped around shared decisions

This household sample combines joint taxable money, his Roth, her Roth, a rollover IRA, and a college 529. Toggle between Household, Retirement, and Shared Goals to see the portfolio the way you actually discuss it as a couple

Household

Account Value Total value of all positions plus cash	Total BPR Total buying power reduction across all positions	Buying Power Available capital for new positions	Cash Cash balance in the account	Unrealized PnL Profit or loss on open positions	Realized PnL Profit or loss from closed positions	Θ Theta: portfolio daily time decay	V Vega: portfolio sensitivity to implied volatility	Δ Delta: portfolio directional exposure	Γ Gamma: rate of change of portfolio delta	βΔ Beta-weighted delta: SPY-equivalent directional exposure
892,000	666,047.5	225,952.5	58,700	109,255	25,400	-	-	3,750,275	-	-

Ticker The underlying stock or ETF ticker symbol	Name Full name of the position or strategy	Count Number of contracts or shares held	Debit Total debit paid to enter the position (negative for credits)	Price Current market price	Avg Cost Average purchase price	Currency Currency code	PnL Current profit and loss	Today's Δ % Percentage change in position value today	IV Implied volatility (annualized)	PoP Probability of Profit at expiration	CVaR Conditional Value at Risk (expected loss in worst 5% scenarios)	Max Loss Maximum potential loss at expiration	Max Gain Maximum potential gain at expiration	Max Gain @ Underlying price(s) where max gain occurs	BPR Buying Power Reduction (margin/capital required for position)	% Percentage of total portfolio value represented by this position	DTE Days to expiration (minimum across all legs for spreads)	Δ Delta: approximate change in position value per $1 move in underlying	Γ Gamma: rate of change of delta	Θ Theta: daily time decay (negative for long options)	V Vega: sensitivity to implied volatility changes
AAPL	Stock	95	15,675	195	165	USD	2,850	-	-	-	-	15,675	∞	∞	9,262.5	1.04%	-	95	-	-	-
BND	Stock	2250	157,500	73	70	USD	6,750	-	-	-	-	157,500	∞	∞	136,510	15.3%	-	2,250	-	-	-
NVDA	Stock	55	22,550	525	410	USD	6,325	-	-	-	-	22,550	∞	∞	28,875	3.24%	-	55	-	-	-
QQQ	Stock	130	50,180	456	386	USD	9,100	-	-	-	-	50,180	∞	∞	59,280	6.65%	-	130	-	-	-
SCHD	Stock	300	21,300	79	71	USD	2,400	-	-	-	-	21,300	∞	∞	23,700	2.66%	-	300	-	-	-
SPY	Stock	210	107,100	600	510	USD	18,900	-	-	-	-	107,100	∞	∞	126,000	14.13%	-	210	-	-	-
VTI	Stock	880	206,800	282	232	USD	41,360	-	-	-	-	206,800	∞	∞	172,020	19.28%	-	880	-	-	-
VXUS	Stock	2165	116,990	64	54	USD	21,570	-	-	-	-	116,990	∞	∞	110,400	12.38%	-	2,165	-	-	-

Group by:

P&L

Winners and losers across positions

Unrealized

Realized

+$25400.00

Portfolio Allocation

Position weight by buying power reduction

Follow your household plan without any friction

The combined allocation shows whether the household is actually aligned with the plan, even when the pieces live in different accounts

That gives both people the same starting point before deciding what to buy, sell, or leave alone

Turn your decisions into trades instantly

Once you agree on a target allocation, Vault Vantage helps you isntantly discern exactly what number of shares you need to buy and sell for each affected account

Position	Joint Taxable %	His Roth IRA %	Her Roth IRA %	Rollover IRA %	College 529 %
AAPL
BND
VTI
VXUS
NVDA
QQQ
SCHD
SPY

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We are inviting a limited number of people. Be one of the first to manage your money the way a couple should, not just a generic finance app checklist

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